Invoice.
Get paid.
In naira.
FendoMoney is for freelancers who get paid in USDT or USDC. Write the invoice, share a link your client can open in any browser, and when they pay, the naira lands in your Nigerian bank. The paperwork sits beside the sale: clients, retainers, expenses, and proof of income.
NDPR Data protection. SmileID Identity and AML checks. CBN & SEC Our licensed payments partner.
Up and running in three steps
01. Create your account
Sign up with email. Verify once with BVN, NIN and a selfie. No trading desk. No jargon.
02. Bill your client
Write a quote or an invoice. Share a link they open in any browser. No app for them, no account for them. Writing one starts nothing until you ask for a payment address.
03. Bank the naira
When they are ready, share the address. They send USDT or USDC. You get naira in your bank, with a receipt and a record you can keep.
Everything you need to exchange with confidence
Invoices that clients can pay
A link for the browser, not a screenshot of a wallet. What they owe, what it is for, and where to pay.
Retainers without chasing
The same invoice every month. We write it and tell you. Your client hears nothing from us until you send it.
Naira to your bank
USDT or USDC in. Naira out through a CBN and SEC compliant partner. Rate locked when you confirm.
Proof of income
Statements and a shorter proof document when a landlord or lender asks. Not a tax calculator. The paper filing needs.
Bank grade security
Every sale needs proof it is you: Face ID, fingerprint, or your transaction PIN. Turn on two factor and it is required as well.
Fees you can see
Our margin is inside the rate. Partner transfer fees and stamp duty are itemised before you confirm. No surprise line at the end.
Common questions
I am a freelancer paid in USDT. Is this for me?
Yes. That is who we built it for. Invoice the client, take the stablecoin, bank the naira, and keep the record for tax and rent.
Do you email my clients?
No. You send the invoice or the link. We never contact your clients. Retainers remind you, not them.
When does a payment address appear?
Only when you ask for one, usually when your client is ready to pay. Addresses are short lived. Writing an invoice creates nothing on chain.
Are there hidden fees?
No. Our margin is inside the rate. Our payments partner charges to send your naira, and Nigerian law applies a 50 naira stamp duty to transfers of 10,000 naira and above. Both are itemised before you confirm.